SourcingSourcing

S & P FINANCIAL, INC.

C35
CRD 139358·SEC 801-66205·ASHLAND, OR
AUM
$370.6M
$100M-$500M
Est. Revenue
$3.7M
@ 1% on AUM
Est. EBITDA
$1.1M
@ 30% margin
Est. Deal Value
$8.9M
@ 8× EBITDA

Identity

Registrations & legal identity

Legal name
S & P FINANCIAL, INC.
CRD
139358
SEC file #
801-66205
EIN
—
DBA names
Retirement Planning Specialists, Inc.

Economics

AUM
$370.6M
AUM band
$100M-$500M
AUM trajectory
'20'26
$214.7M → $370.6M▲ +73%
Client mix
Individuals Other556

Operations

Employees (total)
2
Advisory staff (per ADV)
1
Advisory staff (5-yr trend)
'20'26
2 advisors → 1 advisors▼ -50%
Primary office
ASHLAND OR
Branches
—

Custodian & Brokerage

Primary custodian
Charles Schwablow confidence
Services offered
Financial planningPortfolio mgmt — individuals
Fee basis
% of AUMHourly charges

Filings

Latest ADV filing
03/31/2026
ADV-W filed at
—
Website
retirementplanningspecialists.com

Compliance

Disclosures (firm)
0
Trademark
—
Additional signalsExpand ▾

Ownership & succession ★

Who controls the firm + pre-computed succession flags

Top Owner Name
PATTERSON, CHRISTOPHER
Top Owner Pct
62.5
Top Owner Entity Kind
I
Owner Count
2
Control Persons
PATTERSON, CHRISTOPHER
SMITH, CHAD, MATTHEW
Solo Advisor Indicator
Yes
Succession Risk Solo Owner
No
Is Parent Owned Subsidiary
No

Availability / M&A ★

Already-acquired = skip; deal comps

Adv W Filed
No

Web presence ★

Stale website = winding down

Web Signal Quality
ok
Rdap Domain
RETIREMENTPLANNINGSPECIALISTS.COM
Rdap Domain Creation Date
2000-01-26T05:06:08Z
Rdap Firm Age Years
26
Rdap Firm Age Band
20+y
Rdap Registrar
GoDaddy.com, LLC

Retirement-plan book (Form 5500) ★

401(k)/plan business — cross-sell value

Retirement Plan Book
No

SEC EDGAR

Edgar Registered
No

Compliance & brand

Firm Registration Status
active

All other collected signals (14)

Everything else we've pulled for this record, not yet curated into a section.

Adv W Recently Filed
No
Bc Firm Active Bc Count
0
Bc Firm Active IA Count
2
Bc Firm IAR Count
2
Custodian Candidates
Full
Charles Schwab6
E*trade4
Firm Has Custody
No
Mailing Office Differs
No
Rdap Domain Expiration Date
2027-01-26T05:06:08Z
Rdap Domain Last Changed
2026-01-27T16:02:26Z
Rdap Nameservers
Ns61.domaincontrol.comNs62.domaincontrol.com
Rdap Secure Dns Enabled
No
Rdap Status
Client Delete ProhibitedClient Renew ProhibitedClient Transfer ProhibitedClient Update Prohibited
Top Owner CRD
5240961
Trust Company Affiliate
No

People (2)

2
SMITH, CHAD, MATTHEW
IAR · Direct Owner · 62.5%
2702144
PATTERSON, CHRISTOPHER
IAR · Direct Owner · 62.5%
5240961