SourcingSourcing

RETIREMENT MANAGEMENT SYSTEMS, INC.

C36
CRD 150351·SEC 801-70978·LEONARDTOWN, MD
AUM
$1.89B
$1B+
Est. Revenue
$18.9M
@ 1% on AUM
Est. EBITDA
$5.7M
@ 30% margin
Est. Deal Value
$45.3M
@ 8× EBITDA

Identity

Registrations & legal identity

Legal name
RETIREMENT MANAGEMENT SYSTEMS, INC.
CRD
150351
SEC file #
801-70978
EIN
611550748
DBA names
Retirement Management Systems

Economics

AUM
$1.89B
AUM band
$1B+
AUM trajectory
'20'26
$1.06B → $1.89B▲ +78%
Client mix
Individuals Other2,479
Individuals High Net Worth553

Operations

Employees (total)
11
Advisory staff (per ADV)
5
Advisory staff (5-yr trend)
'20'26
3 advisors → 5 advisors▲ +67%
Primary office
LEONARDTOWN MD
Branches
—

Custodian & Brokerage

Primary custodian
Charles Schwablow confidence
Services offered
Financial planningPortfolio mgmt — individualsPension consultingEducational Seminars Workshops
Fee basis
% of AUMHourly chargesFixed fees

Filings

Latest ADV filing
02/26/2026
ADV-W filed at
—
Website
twitter.com/thenewfiduciary(social)

Compliance

Disclosures (firm)
0
Trademark
—
Additional signalsExpand ▾

Ownership & succession ★

Who controls the firm + pre-computed succession flags

Top Owner Name
SCARBOROUGH, JOSEPH, MICHAEL
Top Owner Pct
87.5
Top Owner Entity Kind
I
Owner Count
2
Control Persons
SCARBOROUGH, JOSEPH, MICHAEL
BLAMPHIN, JOHN, MARTIN
Solo Advisor Indicator
No
Succession Risk Solo Owner
Yes
Is Parent Owned Subsidiary
No

Availability / M&A ★

Already-acquired = skip; deal comps

Adv W Filed
No

Web presence ★

Stale website = winding down

Web Signal Quality
fallback_guess:retirementsystems.com

Retirement-plan book (Form 5500) ★

401(k)/plan business — cross-sell value

Retirement Plan Book
No

SEC EDGAR

Edgar Cik
0002110516
Edgar Registered
Yes
Edgar Filing Count
2
Edgar First Filing Date
2026-02-12
Edgar Last Filing Date
2026-04-14
Edgar 13f Count
2
Edgar 13f Latest AUM Estimate
Filing Date2026-04-14
Accession0002085853-26-000372

Local market & wealth

Rank targets by how wealthy the local market is

Soi High Wealth Score
0.449
Soi Zip Pct 200k Plus
0.1566
Soi Zip Returns 200k Plus
1,120
Soi Zip Total AGI
857,002
Fdic Zip Total Deposits
10,729,053,000
Fdic Zip Branch Count
118
Fdic Zip Top Banks
PNC Bank, National Association
The First National Bank of St. Mary's at Leonardtown

Compliance & brand

Firm Registration Status
active

All other collected signals (22)

Everything else we've pulled for this record, not yet curated into a section.

Adv W Recently Filed
No
Bc Firm Active Bc Count
0
Bc Firm Active IA Count
4
Bc Firm IAR Count
4
Custodian Candidates
Full
Charles Schwab6
E*trade4
Edgar Addresses
Mailing
721 MAIN STREETSUITE 100STEVENSVILLE, MD 21666
Business
41615 PARK AVENUELEONARDTOWN, MD 20650
Edgar EIN
611550748
Edgar Recent Filings
13F-HR2026-04-14 · 0002085853-26-000372
13F-HR2026-02-12 · 0002085853-26-000261
Fdic Zip Branches Raw
NationsBank, National AssociationLeonardtown, MD
Tri-County Federal Savings Bank of WaldorfLeonardtown, MD
Fdic Zip HHI
1473.23
Fdic Zip Top Bank Share Pct
28.33
Fdic Zip Year
2025
Firm Has Custody
Yes
Mailing Office Differs
Yes
Soi Year
2022
Soi Zip Distribution
Stub 1
AGI16,572
Returns1,460
Stub 2
AGI35,483
Returns960
Stub 3
AGI47,695
Returns770
Soi Zip Total Business Income
16,043
Soi Zip Total Cap Gains
37,184
Soi Zip Total Dividends
11,332
Soi Zip Total Returns
7,150
Top Owner CRD
1011773
Trust Company Affiliate
No

People (4)

4
SCARBOROUGH, JOSEPH, MICHAEL
IAR · Direct Owner · 87.5%
1011773
BLAMPHIN, JOHN, MARTIN
IAR · Direct Owner · 7.5%
4565896
DEBRA ADAIR ROSENTHAL-RITTER
IAR
1286796
Matthew Turner Scarborough
IAR
7191345