SMART MONEY GROUP, LLC

CRD

284187

SEC file #

801-107979

EIN

813038854

DBA names

—

Economics

AUM

$424.3M

AUM band

$100M-$500M

AUM trajectory

'20 · $223.4M

'21 · $312.0M

'22 · $196.5M

'23 · $260.2M

'25 · $368.9M

'26 · $424.3M

'20'26

$223.4M → $424.3M▲ +90%

sec adv history

Client mix

Individuals Other	403
Individuals High Net Worth	153
Corporations	12
Charitable Organizations	2
Investment Companies	1

Operations

Employees (total)

Advisory staff (per ADV)

Advisory staff (5-yr trend)

'20 · 10 advisors

'21 · 5 advisors

'22 · 4 advisors

'23 · 7 advisors

'25 · 9 advisors

'26 · 9 advisors

'20'26

10 advisors → 9 advisors▼ -10%

sec adv history

Primary office

EASTLAND TX

Branches

—

Custodian & Brokerage

Primary custodian

Charles Schwablow confidence

adv brochure

Services offered

Financial planningPortfolio mgmt — individualsPortfolio mgmt — investment companiesSelection of other advisers

Fee basis

% of AUMHourly chargesFixed fees

Filings

Latest ADV filing

04/07/2026

ADV-W filed at

—

Website

x.com/kfslifeplanning

Compliance

Disclosures (firm)

Trademark

—

Additional signalsExpand ▾

Ownership & succession ★

Who controls the firm + pre-computed succession flags

Top Owner Name

KENNEDY, JAMES, ROY

Top Owner Pct

62.5

Top Owner Entity Kind

Owner Count

Control Persons

KENNEDY, JAMES, ROY

KENNEDY, AARON, NEAL

Solo Advisor Indicator

Succession Risk Solo Owner

Is Parent Owned Subsidiary

Availability / M&A ★

Already-acquired = skip; deal comps

Adv W Filed

sec adv w

Web presence ★

Stale website = winding down

Web Signal Quality

fallback_guess:smartmoney.com

rdap

Retirement-plan book (Form 5500) ★

401(k)/plan business — cross-sell value

Retirement Plan Book

form 5500

SEC EDGAR

Edgar Cik

0001728866

Edgar Registered

Yes

Edgar Filing Count

Edgar First Filing Date

2018-02-15

Edgar Last Filing Date

2026-05-05

Edgar 13f Count

Edgar 13f Latest AUM Estimate

Filing Date2026-05-05

Accession0001728866-26-000004

Local market & wealth

Rank targets by how wealthy the local market is

Soi High Wealth Score

0.1878

Soi Zip Pct 200k Plus

0.049

Soi Zip Returns 200k Plus

120

Soi Zip Total AGI

177,542

Fdic Zip Total Deposits

4,426,333,000

Fdic Zip Branch Count

Fdic Zip Top Banks

First Financial Bank, National Association

Eastland National Bank

Compliance & brand

Firm Registration Status

active

sec adv w

All other collected signals (22)

Everything else we've pulled for this record, not yet curated into a section.

Adv W Recently Filed

sec adv w

Bc Firm Active Bc Count

brokercheck firm search

Bc Firm Active IA Count

brokercheck firm search

Bc Firm IAR Count

brokercheck firm search

Custodian Candidates

Full

Charles Schwab	6
E*trade	4

adv brochure

Edgar Addresses

Mailing

PO BOX 904EASTLAND, TX 76448

Business

PO BOX 904EASTLAND, TX 76448

Edgar EIN

813038854

Edgar Recent Filings

13F-HR2026-05-05 · 0001728866-26-000004

13F-HR2026-01-30 · 0001728866-26-000001

Fdic Zip Branches Raw

Eastland National BankEastland, TX

AmWest Savings AssociationEastland, TX

Fdic Zip HHI

3312.04

Fdic Zip Top Bank Share Pct

54.12

Fdic Zip Year

2025

Firm Has Custody

Yes

Mailing Office Differs

Soi Year

2022

Soi Zip Distribution

Stub 1

AGI	9,699
Returns	740

Stub 2

AGI	23,324
Returns	640

Stub 3

AGI	22,364
Returns	360

Soi Zip Total Business Income

7,890

Soi Zip Total Cap Gains

13,302

Soi Zip Total Dividends

11,933

Soi Zip Total Returns

2,450

Top Owner CRD

1961588

Trust Company Affiliate