SourcingSourcing

THEORY FINANCIAL LLC

C35
CRD 304084·SEC 801-122366·FORT COLLINS, CO
AUM
$319.2M
$100M-$500M
Est. Revenue
$3.2M
@ 1% on AUM
Est. EBITDA
$958K
@ 30% margin
Est. Deal Value
$7.7M
@ 8× EBITDA

Identity

Registrations & legal identity

Legal name
THEORY FINANCIAL LLC
CRD
304084
SEC file #
801-122366
EIN
834483794
DBA names
Theory Financial

Economics

AUM
$319.2M
AUM band
$100M-$500M
AUM trajectory
'22'26
$142.7M → $319.2M▲ +124%
Client mix
Individuals Other146
Individuals High Net Worth106

Operations

Employees (total)
3
Advisory staff (per ADV)
3
Advisory staff (5-yr trend)
'22'26
4 advisors → 3 advisors▼ -25%
Primary office
FORT COLLINS CO
Branches
—

Custodian & Brokerage

Primary custodian
Charles Schwablow confidence
Services offered
Financial planningPortfolio mgmt — individuals
Fee basis
% of AUM

Filings

Latest ADV filing
03/04/2026
ADV-W filed at
—
Website
linkedin.com/company/theory-financial(social)

Compliance

Disclosures (firm)
0
Trademark
—
Additional signalsExpand ▾

Ownership & succession ★

Who controls the firm + pre-computed succession flags

Top Owner Name
STOUT, RYAN, CHARLES
Top Owner Pct
87.5
Top Owner Entity Kind
I
Owner Count
2
Control Persons
STOUT, RYAN, CHARLES
NEDELE, CHARLES, LELAND
Solo Advisor Indicator
No
Succession Risk Solo Owner
Yes
Is Parent Owned Subsidiary
No

Availability / M&A ★

Already-acquired = skip; deal comps

Adv W Filed
No

Web presence ★

Stale website = winding down

Web Signal Quality
fallback_guess:theory.com

Retirement-plan book (Form 5500) ★

401(k)/plan business — cross-sell value

Retirement Plan Book
No

SEC EDGAR

Edgar Cik
0001899158
Edgar Registered
Yes
Edgar Filing Count
17
Edgar First Filing Date
2022-02-14
Edgar Last Filing Date
2026-05-05
Edgar 13f Count
17
Edgar 13f Latest AUM Estimate
Filing Date2026-05-05
Accession0001899158-26-000002

Local market & wealth

Rank targets by how wealthy the local market is

Soi High Wealth Score
0.3945
Soi Zip Pct 200k Plus
0.187
Soi Zip Returns 200k Plus
2180
Soi Zip Total AGI
1,727,418
Fdic Zip Total Deposits
11,065,503,000
Fdic Zip Branch Count
147
Fdic Zip Top Banks
First Western Trust Bank
First National Bank of Omaha

Compliance & brand

Firm Registration Status
active

All other collected signals (22)

Everything else we've pulled for this record, not yet curated into a section.

Adv W Recently Filed
No
Bc Firm Active Bc Count
0
Bc Firm Active IA Count
3
Bc Firm IAR Count
3
Custodian Candidates
Full
Charles Schwab6
E*trade4
Edgar Addresses
Mailing
2580 HARMONY ROADSUITE 201FORT COLLINS, CO 80528
Business
2580 HARMONY ROADSUITE 201FORT COLLINS, CO 80528
Edgar EIN
834483794
Edgar Recent Filings
13F-HR2026-05-05 · 0001899158-26-000002
13F-HR2026-02-10 · 0001899158-26-000001
Fdic Zip Branches Raw
Centennial Bank of the WestFort Collins, CO
First National BankFort Collins, CO
Fdic Zip HHI
1711.35
Fdic Zip Top Bank Share Pct
28.92
Fdic Zip Year
2025
Firm Has Custody
No
Mailing Office Differs
No
Soi Year
2022
Soi Zip Distribution
Stub 1
AGI29,634
Returns2,670
Stub 2
AGI72,153
Returns1,930
Stub 3
AGI89,515
Returns1,460
Soi Zip Total Business Income
39,031
Soi Zip Total Cap Gains
144,490
Soi Zip Total Dividends
42,021
Soi Zip Total Returns
11,660
Top Owner CRD
5238710
Trust Company Affiliate
No

People (3)

3
STOUT, RYAN, CHARLES
IAR · Direct Owner · 87.5%
5238710
NEDELE, CHARLES, LELAND
IAR · Executive Officer · 2.5%
5030870
THOMAS G BRAUN
IAR
3262722